Borrowing and Saving: A Financial Balance Blog

4 Tips For Securing A Construction Loan For Your Business

If you own a construction company, you may need to get a loan for many reasons. Equipment can be high cost, and if you're successful, it's possible an expansion may be in order. All of these things will cost money and being able to borrow what you need is ideal. It's important to know specific tips that can assist in securing a commercial construction loan with greater ease. Tip 1: Have a profit and loss statement Read More 

3 Tips For Paying Your Credit Cards On Time

One of the things that will help you financially when you need it most is having credit cards. These can allow you to pay for a number of your expenses or purchases promptly. Of course, your life is sure to be busy, and it's even possible you could forget to make a payment, and this could affect your credit history. Being aware of specific tips that can ensure you don't neglect to make a payment can be helpful. Read More 

Correcting Common Myths About Posting Bail

The ability to post bail and leave jail until the trial proceedings are completed is a critical aspect of the criminal justice system. However, it is a process that is often poorly understood. This makes it important for individuals to avoid falling victim to believing some of the more misleading notions concerning bail. Myth: Cash Is The Only Option For Posting Bail It is frequently assumed that a cash payment will be required to post bail. Read More 

Life Insurance Tips To Live By

Having the right insurance coverage provides financial protection for you and your family. Life insurance allows you to ensure that your surviving family members have access to the financial resources they will need to cover living expenses and help pay for a funeral after your passing. Securing the right life insurance policy can be challenging, but here are three tips you can keep in mind to help make the process a little easier in the future. Read More 

Are You Ready For Tax Season? A Checklist Will Help!

You are so focused on what you are buying the kids for the holidays that you are not even thinking about taxes, right? Actually, you should be thinking about taxes all year long. In fact, except for your W2's that your employer sends in January, you could have absolutely everything else you need for tax season right at your fingertips. Then you can just hand the folder off to an accountant at a tax services office, or scan and download everything into a tax program from accounting software. Read More